What Is The 2025 Roth Ira Contribution Limit

What Is The 2025 Roth Ira Contribution Limit. The roth ira contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2025. High earners can still get funds into a roth using the backdoor.

The limit for contributions to both traditional iras and roth iras for 2025 is $7,000, plus an additional $1,000 if the taxpayer is 50 years of age or older. The 2025 roth ira income limit goes up by $4,000 for single filers and $6,000 for married filers filing jointly.